2024 Ira Contribution Limits Spouse 2024. The contribution limit for individual retirement accounts (iras) for the 2024 tax year is $7,000. You can make 2024 ira contributions until the unextended federal tax deadline (for income earned in 2024).
Anyone can contribute to a traditional ira, but your ability to deduct contributions is based on your income. In 2025, those limits change to $4,300 for individuals and $8,600 for families.
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